Stop researching and start deciding. Our feature-by-feature comparison of Reckon and Square gives mid-market Australian businesses the clarity they need — in minutes, not hours.
Side-by-side feature ratings for Reckon and Square.
| Feature | Reckon | Square | Notes |
|---|---|---|---|
| Invoicing | For Trades & Construction that rely on strong invoicing, Square is the more capable option in our assessment. | ||
| Expense tracking | Reckon has a notable advantage in expense tracking. | ||
| Bank reconciliation | On bank reconciliation, Reckon is marginally stronger — but Square still delivers a solid experience here. | ||
| Payroll | Reckon has a notable advantage in payroll. | ||
| Tax reporting and BAS | Reckon edges out Square on tax reporting and bas, though the gap is modest enough that other factors may matter more. | ||
| Multi-currency support | Reckon holds a small advantage in multi-currency support. For most mid-market Australian businesses, this difference alone would not drive the decision. | ||
| Transaction fees | Reckon has a slight edge in transaction fees. | ||
| Payment methods supported | Square edges out Reckon on payment methods supported, though the gap is modest enough that other factors may matter more. | ||
| Recurring billing | Reckon edges out Square on recurring billing, though the gap is modest enough that other factors may matter more. | ||
| International payments | Reckon has a slight edge in international payments. | ||
| Fraud protection | On fraud protection, Square is marginally stronger — but Reckon still delivers a solid experience here. | ||
| Developer tools and API | Square edges out Reckon on developer tools and api, though the gap is modest enough that other factors may matter more. |
Invoicing
Reckon
Square
For Trades & Construction that rely on strong invoicing, Square is the more capable option in our assessment.
Expense tracking
Reckon
Square
Reckon has a notable advantage in expense tracking.
Bank reconciliation
Reckon
Square
On bank reconciliation, Reckon is marginally stronger — but Square still delivers a solid experience here.
Payroll
Reckon
Square
Reckon has a notable advantage in payroll.
Tax reporting and BAS
Reckon
Square
Reckon edges out Square on tax reporting and bas, though the gap is modest enough that other factors may matter more.
Multi-currency support
Reckon
Square
Reckon holds a small advantage in multi-currency support. For most mid-market Australian businesses, this difference alone would not drive the decision.
Transaction fees
Reckon
Square
Reckon has a slight edge in transaction fees.
Payment methods supported
Reckon
Square
Square edges out Reckon on payment methods supported, though the gap is modest enough that other factors may matter more.
Recurring billing
Reckon
Square
Reckon edges out Square on recurring billing, though the gap is modest enough that other factors may matter more.
International payments
Reckon
Square
Reckon has a slight edge in international payments.
Fraud protection
Reckon
Square
On fraud protection, Square is marginally stronger — but Reckon still delivers a solid experience here.
Developer tools and API
Reckon
Square
Square edges out Reckon on developer tools and api, though the gap is modest enough that other factors may matter more.
General pricing information for each platform.
From ~$10/month
Prices shown are approximate and may differ based on your plan, team size, and billing cycle. Verify directly with the vendor for current AUD rates.
Transaction-based; ~2.6% + 10c per transaction
Pricing may vary based on team size, features, and region. Contact the vendor for the latest Australian pricing.
An honest look at the strengths and limitations of each platform.
Pros
Cons
Pros
Cons
Which tool suits which use case.
Our Harvard-educated consultants' take on this comparison.
Square offers a much wider integration ecosystem than Reckon, making it a strong choice for businesses with complex tech stacks. However, integration breadth is just one factor. Our Harvard-educated consultants weigh features, pricing, usability, and your specific workflows before making a recommendation.
What to know about switching between Reckon and Square.
Migrating between Reckon and Square requires careful planning since they serve different functions. Clever Ops identifies the data overlap (payments, inventory), builds custom mapping logic, and ensures nothing falls through the cracks. Even cross-category migrations typically complete within 4-8 weeks with our structured process.
Other popular comparisons involving Reckon or Square.
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