Stop researching and start deciding. Our feature-by-feature comparison of PayPal and Tyro gives mid-market Australian businesses the clarity they need — in minutes, not hours.
Side-by-side feature ratings for PayPal and Tyro.
| Feature | PayPal | Tyro | Notes |
|---|---|---|---|
| Transaction fees | Tyro has a slight edge in transaction fees. | ||
| Payment methods supported | PayPal edges out Tyro on payment methods supported, though the gap is modest enough that other factors may matter more. | ||
| Recurring billing | PayPal holds a small advantage in recurring billing. For most mid-market Australian businesses, this difference alone would not drive the decision. | ||
| International payments | PayPal has a slight edge in international payments. | ||
| Fraud protection | On fraud protection, Tyro is marginally stronger — but PayPal still delivers a solid experience here. | ||
| Developer tools and API | PayPal edges out Tyro on developer tools and api, though the gap is modest enough that other factors may matter more. | ||
| Reporting and reconciliation | For Retail & E-commerce that rely on strong reporting and reconciliation, PayPal is the more capable option in our assessment. | ||
| Dispute management | PayPal has a slight edge in dispute management. | ||
| Payout speed | Tyro significantly outperforms PayPal on payout speed, making it the stronger choice for businesses that prioritise this area. | ||
| Australian compliance | PayPal has a slight edge in australian compliance. | ||
| Ease of setup | When it comes to ease of setup, PayPal pulls clearly ahead of Tyro — a factor worth weighing if this capability is important to your team. | ||
| Value for money | When it comes to value for money, PayPal pulls clearly ahead of Tyro — a factor worth weighing if this capability is important to your team. |
Transaction fees
PayPal
Tyro
Tyro has a slight edge in transaction fees.
Payment methods supported
PayPal
Tyro
PayPal edges out Tyro on payment methods supported, though the gap is modest enough that other factors may matter more.
Recurring billing
PayPal
Tyro
PayPal holds a small advantage in recurring billing. For most mid-market Australian businesses, this difference alone would not drive the decision.
International payments
PayPal
Tyro
PayPal has a slight edge in international payments.
Fraud protection
PayPal
Tyro
On fraud protection, Tyro is marginally stronger — but PayPal still delivers a solid experience here.
Developer tools and API
PayPal
Tyro
PayPal edges out Tyro on developer tools and api, though the gap is modest enough that other factors may matter more.
Reporting and reconciliation
PayPal
Tyro
For Retail & E-commerce that rely on strong reporting and reconciliation, PayPal is the more capable option in our assessment.
Dispute management
PayPal
Tyro
PayPal has a slight edge in dispute management.
Payout speed
PayPal
Tyro
Tyro significantly outperforms PayPal on payout speed, making it the stronger choice for businesses that prioritise this area.
Australian compliance
PayPal
Tyro
PayPal has a slight edge in australian compliance.
Ease of setup
PayPal
Tyro
When it comes to ease of setup, PayPal pulls clearly ahead of Tyro — a factor worth weighing if this capability is important to your team.
Value for money
PayPal
Tyro
When it comes to value for money, PayPal pulls clearly ahead of Tyro — a factor worth weighing if this capability is important to your team.
General pricing information for each platform.
Transaction-based; ~2.6% + 30c per transaction
Prices shown are approximate and may differ based on your plan, team size, and billing cycle. Verify directly with the vendor for current AUD rates.
Custom merchant rates
Pricing is indicative only and subject to change. We recommend contacting the vendor for a tailored quote based on your Australian business needs.
An honest look at the strengths and limitations of each platform.
Pros
Cons
Pros
Cons
Which tool suits which use case.
Our Harvard-educated consultants' take on this comparison.
Both PayPal and Tyro are popular in Retail & E-commerce and Hospitality & Tourism, so industry fit is not a differentiator here. The decision should come down to feature depth, pricing, and how each tool integrates with the rest of your stack. Clever Ops can walk you through a side-by-side evaluation tailored to your business.
What to know about switching between PayPal and Tyro.
Migrating between PayPal and Tyro involves transferring transactions, refunds and mapping custom fields. Clever Ops follows a structured migration process: discovery, data mapping, test migration, verification, and cutover. We typically complete migrations within 4-8 weeks. Historical data is preserved, and we run parallel systems during the transition to minimise risk. Post-migration, we provide 3 months of support to ensure everything runs smoothly.
Other popular comparisons involving PayPal or Tyro.
Already decided? See how to integrate PayPal and Tyro seamlessly.
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